In a mixing bowl, combine the refried beans, chili powder, garlic powder, salt, and pepper. Mix well until the ingredients are fully incorporated.

Heat a frying pan over medium heat. Add the tortillas one at a time, warming them for about 1 minute on each side until they are pliable.

On each warm tortilla, spoon about 1/4 of the bean mixture in the center. Top with shredded cheddar cheese, diced tomatoes, red onion, diced avocado, and a drizzle of lime juice.

Fold the sides of the tortilla over the filling, then roll it tightly from the bottom to enclose all the ingredients.

Place the burritos seam-side down in the frying pan. Cook for 1-2 minutes until lightly golden, then turn and repeat on the other side.

Remove from the pan and allow to cool slightly. Slice in half and garnish with fresh cilantro if desired.

You can customize your burrito by adding other ingredients such as bell peppers, corn, or jalapeños.

Leftover burritos can be wrapped in foil and stored in the refrigerator for up to 3 days. Reheat in the microwave or on a skillet before serving.